ILOE (Involuntary Loss of Employment) is the UAE's unemployment-insurance scheme. Most employees in the private sector and federal government are required to subscribe and pay a low monthly premium, in exchange for limited cash compensation for a set period if they are laid off, subject to eligibility conditions.
The premium tier depends on the worker's basic-salary band, and benefits, eligibility, and claim conditions are defined by the scheme. Workers who do not subscribe or who miss payments can face fines, and unpaid ILOE obligations may block residence-visa renewal or other transactions.
Domestic workers and certain other categories may be exempt. Premiums, benefit caps, and rules can change, so verify your obligations and any outstanding amounts on the official ILOE channels.