At a glance
- Local name
- Iqama (Residency Permit)
- Country
- Saudi Arabia
- Process steps
- 10
- Fee items
- 10
- Online portals
- 6
- FAQs
- 8
- Pitfalls covered
- 8
- Last verified
- 2026-06
What is Iqama (Residency Permit) in KSA?
Residency in Saudi Arabia is granted through an Iqama (Muqeem card) tied to a sponsoring employer, family member, or - for high-end applicants - through Premium Residency that requires no sponsor at all. For the typical expat worker, the Iqama journey starts with a work visa stamped at a Saudi embassy abroad, then travels through Jawazat arrival processing, a Saher-aligned medical exam, biometrics, a Qiwa contract, and finally a Muqeem print. The whole pipeline is now expected to finish inside the 90-day entry-visa window, although tight Nitaqat slots can stretch it.
The most important framing shift since 2021 is that the Iqama no longer locks a worker into a single sponsor for life. Under the Labour Reform Initiative (LRI) the Qiwa contract is the legally binding link, and an Iqama holder can transfer sponsorship through Qiwa when a fixed-term contract ends, when salary is unpaid for 3+ months, or when the establishment is in Nitaqat Red. The old phrase 'naqal kafala' still gets used at typing centres, but the mechanics now run through Qiwa request screens, not paper transfers.
Two structural reforms are in play for 2026. First, the new skill-based classification (High-Skilled with SAR 15,000+ salary, Skilled with SAR 7,000-14,999, Basic with SAR 3,000-6,999) determines what kind of family sponsorship and what kind of mobility a new Iqama gives you, not just the salary slip. Second, the physical Muqeem card is now printed with up to 5-year validity from January 2026, delivered by Wasil to your National Address, which means a brand-new Iqama issued mid-2026 may not need a fresh print until 2031.
For high-net-worth and high-skill arrivals, the Premium Residency (Saudi 'Green Card') gives a self-sponsored alternative. The 2024 reform added five new category-based products on top of the legacy SAR 800,000 unlimited and SAR 100,000/year limited tiers: Special Talent & Executives, Gifted Residency, Investor (from SAR 7 million), Entrepreneur (Cat 1 from SAR 400,000 + 20% ownership; Cat 2 from SAR 15 million), and Real Estate Owner (from SAR 4 million in property). The application fee for the new categories is SAR 4,000 - a one-time application charge, not an annual cost.
Mid-2025 brought a quiet but important fix: the automatic 3-year re-entry ban that used to hit workers whose exit/re-entry visa expired while they were abroad has been removed. Workers who got trapped abroad in 2022-2024 by paperwork delays can now apply for a new work visa without the old block. Re-entry bans still apply for criminal deportations, unresolved Huroob, and major overstays, but the catch-all 3-year ban for paperwork expiry is gone. Confirm your specific status on the MOI portal before booking flights back.
What documents do I need for Iqama (Residency Permit)?
Bring originals AND coloured photocopies of every item. Files are rejected at counter for a single missing page or unattested certificate.
Documents required
- ✓Passport valid for at least 6 months beyond the planned arrival date
- ✓Saudi work visa or family visa stamped at a Saudi embassy or processed through Enjaz
- ✓Attested educational certificates (degree + transcript), MOFA and Saudi Cultural Attache stamped
- ✓Attested police clearance from the country of last residence and any country lived in for 6+ months in the previous 5 years
- ✓Saher-compliant medical exam from a GCC-approved medical centre in the home country, valid for 90 days
- ✓Health insurance enrolled with a CCHI-registered Saudi insurer before Iqama issuance
- ✓Saudi mobile SIM registered in the new resident's own Iqama number (needed for Absher OTP)
- ✓Recent passport-style photos with white background per Jawazat specifications
- ✓Employment contract uploaded to Qiwa with job title matching the work-permit profession
- ✓National Address registered through Wasil so the new 5-year card can be delivered
Eligibility
- →You hold a valid Saudi entry visa (work, family, investor, or Premium Residency approval)
- →Your sponsor's establishment has an open work-permit slot in the right Nitaqat colour band
- →You can complete the in-Kingdom medical exam at a Muqeem-approved clinic within 90 days of entry
- →You match the skill tier (High-Skilled / Skilled / Basic) declared on the work permit
- →No prior deportation, unresolved Huroob, or active re-entry ban against your passport or biometrics
- →Premium Residency applicants: investment thresholds met or category-specific eligibility (executive role, talent endorsement, real-estate ownership free of mortgage) confirmed
How much does Iqama (Residency Permit) cost in KSA in 2026?
Government fees current to 2026-06. All payments via the relevant portal wallet or SADAD-equivalent rail; service-centre cash counters typically charge a small extra typing fee.
| Item | Amount | Notes |
|---|---|---|
| First-time Iqama issuance (annual base) | 650 SAR | Company-sector worker; SAR 600 for domestic workers, SAR 500 for dependents 18+. |
| Absher processing service fee (new issuance) | 51.75 SAR | January 2025 fee added to every Iqama issuance and renewal. |
| Work permit levy first year | 9,600 SAR | SAR 800/month unbalanced Nitaqat; SAR 700/month balanced. Industrial licence holders may be exempt from December 2025 - confirm with MHRSD. |
| Sponsor transfer fee (1st transfer) | 2,000 SAR | Per the Qiwa schedule; SAR 4,000 for 2nd, SAR 6,000 for 3rd+. Paid by the new employer. |
| In-Kingdom medical exam (Muqeem-approved clinic) | 300-500 SAR | Typically SAR 300 for basic profile; SAR 500 for higher-risk profiles (over 45, certain nationalities). |
| Saher / home-country medical exam (GCC-approved centre) | Varies USD | Pre-arrival exam at a GAMCA or GCC-approved centre; typically USD 50-100 in South Asia. |
| Iqama card replacement (lost or damaged) | 1,000 SAR | First replacement; rises for repeat losses. Replaced card retains the same expiry. |
| Premium Residency - Unlimited (one-time) | 800,000 SAR | Permanent self-sponsored residency; no annual renewal. Roughly USD 213,000. |
| Premium Residency - Limited (annual) | 100,000 SAR | Renewable yearly; roughly USD 26,700/year. |
| Premium Residency - Category-based application fee | 4,000 SAR | One-time application fee for any of the 5 category products launched January 2024. |
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How do I apply for Iqama (Residency Permit) step by step?
The end-to-end flow for Iqama (Residency Permit) in KSA. Total wall-clock time: Realistically 30-60 days from arrival to printed Iqama for a well-prepared sponsor; up to the full 90-day work-visa window when medical, contract, or biometrics drag. Premium Residency category-based products are typically decided within 30-90 days of application; the Unlimited tier can take longer because of source-of-funds review..
- 1
Sponsor secures a work-permit slot on Qiwa
Before any visa is stamped, the sponsoring establishment opens Qiwa > Visa Services > Block Visa Request, picks the profession, skill tier (High-Skilled / Skilled / Basic), and target nationality. The slot has to fit the establishment's Nitaqat profile. If the company is in Red, the request is auto-rejected at this step and no visa is ever issued.
⏱ 1-5 working days📍 online - 2
Enjaz visa stamping at a Saudi embassy abroad
The worker uses Enjaz (visa.mofa.gov.sa) to book the embassy appointment, uploads the attested documents (degree, police clearance, Saher medical, passport), and pays the home-country visa fee. The embassy issues a single-entry work visa valid for 90 days from issuance. The 90-day clock is the most important number to remember - the entire Iqama pipeline has to finish before it expires.
⏱ 1-4 weeks depending on country📍 either - 3
Arrival and Jawazat processing at the airport
On landing, the worker uses the dedicated work-visa lane at Jeddah, Riyadh, or Dammam. Jawazat fingerprints the passport, links it to the entry visa, and prints an entry stamp that activates the 90-day window. Some airports also issue a temporary Iqama number on arrival - check the Absher app within 24 hours to confirm it has populated.
⏱ Same day📍 center - 4
In-Kingdom medical exam at a Muqeem-approved clinic
Even with a Saher exam done abroad, every new arrival has to repeat the medical inside Saudi Arabia at a Muqeem-approved clinic (Saudi German, Sulaiman Al Habib, or sponsor-nominated). The panel covers HIV, hepatitis, TB, pregnancy (for women), and a basic chest X-ray. Results post directly to the Muqeem system within 24-72 hours and are the gate to Iqama print.
⏱ 1-3 days for results📍 center - 5
Biometrics and Iqama photo at Jawazat or sponsor-side biometric kiosk
The worker visits a Jawazat office (or a biometric kiosk if the sponsor's compound has one) for fingerprint enrolment and the official Iqama photo. Bring the passport, the work-visa entry slip, the medical results, and four photos. For some compounds the sponsor's GRO collects everyone on the same day - confirm whether you need to book your own appointment on Absher.
⏱ 1-2 hours on site📍 center - 6
Qiwa contract digital signature
The worker logs into Qiwa using Nafath, reviews the employment contract uploaded by HR (job title, salary, contract duration, end-of-service terms), and signs digitally. The signature is what makes the Iqama legally bind to that specific employer. Refusing to sign blocks Iqama issuance; signing without reading is how disputes start later. Take the time to confirm the salary matches what was offered.
⏱ Same day📍 online - 7
Sponsor pays Iqama fees and levy on SADAD
HR pays the SAR 650 first-year Iqama fee, the SAR 700 or SAR 800 monthly work-permit levy for the first 12 months, the SAR 51.75 Absher processing fee, and any dependent levy if family is being brought across. All payments are through SADAD against the establishment's CR number, with the worker's Iqama number referenced in the bill.
⏱ Same day📍 online - 8
Muqeem prints the Iqama and dispatches the card
Once medical, biometrics, contract, and fees are clear, HR triggers 'Iqama Issuance' on muqeem.sa. The digital Iqama is active inside Absher within minutes. The physical 5-year Muqeem card is then dispatched by Wasil postal service to the National Address registered through Wasil - delivery takes 5-10 working days in major cities. The digital Iqama is sufficient for hotels, traffic stops, and most counters meanwhile.
⏱ 5-10 working days for the card📍 online - 9
Register National Address on Wasil and SIM in own name
The new resident registers a National Address through the Wasil portal (saudipost.com.sa / Wasil app) - this is the legal delivery address for government correspondence and the new 5-year card. They also visit STC, Mobily, or Zain to transfer the prepaid SIM into their own Iqama, which is required for Absher OTP. Both steps are easy to forget and both can block later actions.
⏱ Same day per step📍 either - 10
Activate Absher Individuals account and verify Iqama details
Open absher.sa or the Absher app, register the new Iqama number, complete activation via Nafath face-scan or an Absher self-service kiosk (one of the 420+ across the Kingdom), then verify expiry, photo, and dependents inside My Services > Iqama. If anything looks wrong (photo missing, dependent linked twice), raise the correction with HR before the 90-day entry window closes.
⏱ 30 minutes📍 either
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Which portal do I use for Iqama (Residency Permit) in KSA?
These official portals handle Iqama (Residency Permit) for KSA. Each page on Wathim has the login flow, common errors and sibling fallback when one is down.
Activate the Iqama, view digital Iqama, request travel permits, manage dependents.
Portal guide →Sponsor-side issuance, medical results, card print, and dispatch tracking.
Portal guide →Block-visa request, employment contract signature, skill-tier classification, sponsor transfers.
Portal guide →Used when a labour dispute, contract enforcement, or legal claim is blocking issuance.
Portal guide →Single sign-on layer for Absher, Muqeem and Qiwa; required to authenticate every iqama issuance, renewal and transfer request.
Portal guide →National digital identity wallet that displays iqama, work permit and dependent IDs after issuance.
Portal guide →💡 Typing centres (Maktabat Tasdeeq) handle three useful things during issuance: attesting and re-typing degree and police-clearance documents into Arabic format before MOFA stamping; helping smaller sponsors who do not have a dedicated GRO file the Muqeem and Qiwa screens correctly; and assisting with Wasil National Address registration when the new resident does not yet have stable Saudi mobile coverage. Expect SAR 50-200 in service fees per task. For Premium Residency applications, use the official Premium Residency Center channels (saprc.gov.sa) rather than third-party typing centres.
How do I renew Iqama (Residency Permit) and what are the penalties?
After first issuance the Iqama is renewed annually (or every 2 years) by the sponsor on Muqeem. Premium Residency Limited tier renews annually at SAR 100,000; the Unlimited tier and the new category-based products do not require an annual renewal but Premium Residency holders still confirm address, insurance, and dependents on the Saudi MOI Premium Residency portal each year.
Fines & penalties
- ⚠Failure to complete Iqama issuance within the 90-day entry-visa window: the worker has to exit and re-enter on a new visa, with the sponsor paying for a fresh stamp
- ⚠Skipping the in-Kingdom medical: Iqama issuance is blocked at Muqeem and the sponsor accrues SADAD service fees that cannot be refunded
- ⚠Working before Iqama issuance: SAR 10,000+ fines on the employer and possible deportation of the worker if reported
- ⚠Iqama card lost or damaged: SAR 1,000 replacement fee for the first occurrence; the original expiry date is kept
- ⚠Working in a profession different from the one on the Iqama: separate Qiwa violation; can trigger labour-office penalties and complicate transfers
- ⚠Premium Residency holders who fail to update annual confirmations (address, insurance) can see the residency suspended pending review
What goes wrong with Iqama (Residency Permit) applications?
These failures repeat across every Iqama (Residency Permit) case Wathim sees in KSA. Catch them before submitting to save a counter rejection.
- !Treating the home-country Saher medical as a substitute for the in-Kingdom exam - both are required, and the in-Kingdom one is the gate to Muqeem print
- !Signing the Qiwa contract without checking the job title and salary - the wrong title blocks driving-licence conversion and family-sponsorship eligibility later
- !Letting the 90-day entry visa run out because medical results came back ambiguous and needed a re-test - schedule the medical inside the first 2 weeks of arrival
- !Buying a prepaid SIM in someone else's Iqama and assuming Absher OTP will arrive - it will, but you can never recover the account if you lose access to the SIM
- !Confusing Premium Residency tiers - the SAR 4,000 category-based fee is a one-time application charge, not a SAR 4,000 annual residency cost, and it does not replace the SAR 100,000 Limited tier
- !Skipping the Wasil National Address registration and then wondering why the new 5-year Iqama card never arrives - Wasil is the only delivery route
- !Assuming that an Iqama issued to a parent automatically covers a child - dependents have separate issuance pipelines and separate fees
- !Trying to convert a tourist or umrah visa into a work visa inside the Kingdom - it is not permitted; the worker has to exit, get the work visa stamped abroad, and re-enter
Where can I file Iqama (Residency Permit) in person in KSA?
Jawazat centres handle this directly.
Frequently asked questions about Iqama (Residency Permit) in KSA
A well-prepared sponsor can finish the pipeline in 30-45 days: 1-3 days for arrival processing, 1 week for medical results, 1 week for biometrics and Qiwa signature, and another week or two for SADAD payments and the Muqeem print. The hard ceiling is the 90-day work-visa window stamped at the Saudi embassy abroad - if the Iqama is not issued by day 90, the worker has to exit and re-enter on a new visa. The new 5-year physical card is then delivered by Wasil over 5-10 working days after print.
Yes. Premium Residency (Iqama Mumayyazah) is self-sponsored, exempts holders from the dependent fee for their family members, allows direct business ownership, and gives access to the citizen/GCC fast lane at airports. The 2024 reform added five category-based products (Special Talent & Executives, Gifted, Investor from SAR 7 million, Entrepreneur, and Real Estate Owner from SAR 4 million in property) on top of the legacy SAR 800,000 Unlimited and SAR 100,000/year Limited tiers. The application fee for the new categories is SAR 4,000, paid once.
From July 2025 the Kingdom replaced the previous binary salary scheme with a three-tier classification: High-Skilled (degree + 5 years experience, salary SAR 15,000+), Skilled (secondary education + 2 years, SAR 7,000-14,999), and Basic (entry-level, under 60 years, SAR 3,000-6,999). The tier is set on the Qiwa work permit and shapes family-sponsorship eligibility, driving-licence conversion, and Premium Residency conversion paths. Mis-classification at issuance is hard to fix retroactively, so confirm it on the Qiwa contract before signing.
Each family member gets their own dependent Iqama, issued under the sponsor's worker Iqama. Eligibility depends on the salary threshold (currently around SAR 4,000/month for family residence on Absher) and the work-permit profession (some 'basic' professions are restricted). The dependent Iqama costs SAR 500/year base plus the SAR 400/month dependent levy per sponsored dependent of any age. CCHI insurance must be purchased separately for each dependent.
The Saher (or GAMCA) exam done at a GCC-approved centre in the home country is a pre-clearance step that the Saudi embassy needs to issue the work visa. After arrival, every new resident still has to repeat the medical at a Muqeem-approved clinic inside Saudi Arabia - typically Saudi German, Sulaiman Al Habib, or another sponsor-nominated provider. The panel covers HIV, hepatitis B and C, TB, pregnancy for women, and a chest X-ray. Results post directly to Muqeem within 24-72 hours and are the gate to printing the Iqama.
Until mid-2025, an expired exit/re-entry visa while abroad triggered an automatic 3-year re-entry ban that blocked any new work visa. That ban has been removed: workers who got trapped by paperwork delays in 2022-2024 can now apply for fresh work visas and re-enter normally. Re-entry bans still apply for criminal deportations, unresolved 'Absent from Work' cases, major overstays, and Nitaqat violations - so confirm your specific status on my.gov.sa or via your Saudi embassy before booking flights.
Yes, in specific cases. Under the Labour Reform Initiative 2021 (now reflected on Qiwa) an employee-initiated transfer is allowed when: salary has gone unpaid for 3+ months; the employer has failed to renew the Iqama; the contract terms have been breached; the establishment is in Nitaqat Red; or your fixed-term contract has ended. The new employer raises the request on Qiwa, you have 10 days to accept, and the current employer has 14 days to object - silence after 14 days lets the transfer auto-proceed. The transfer fee (SAR 2,000 first, SAR 4,000 second, SAR 6,000 third+) is paid by the new employer.
Three independent checks. First, Absher Individuals app > My Services > Iqama should show the new expiry date in both Hijri and Gregorian within minutes of issuance. Second, the public MOI service at my.gov.sa/en/services/269423 (Resident ID Expiry) should return a valid status when you enter the Iqama number with no login - the captcha-only query is the same one banks use. Third, the Muqeem visa-validity portal at vv.muqeem.sa shows the residency status from the employer side. If any of the three says 'invalid' or 'expired', raise the discrepancy with HR before relying on the card.
